Man’s Best Friend

They say that a dog is a man’s best friend and for many years I don’t think that I believed it. In fact, I wanted a dog so bad as a kid and we could never afford one so I think that I was scarred from those days. Naturally when my wife and kids asked for a dog I was absolutely against it. I was able to resist until the day………………

It was a Sunday and I received a phone call from my father. He asked are you guys going to be around for a while I want to come up. If you know my dad this would be extremely out of the ordinary. My dad is in Modesto so about 1 hour and a half later there was a knock at the door. My kids all three of them ran to the door in excitement. The funniest part is they had no clue nor did I or my wife what would be behind the door. We opened the door and my Dad was standing there with a three pound 8 week old pure breed Boston Terrier. That Sunday against all my better judgment and wishes KODA was born into the family.

So what has happened since then is that little tiny dog is now a one year and a half year puppy that my kids adore. My wife is his master (don’t even think about saying mine too). He sleeps in our bed every night. I had just gotten all the kids out of the bed but what the hay him or a fourth kid I will take him. I like him a lot when no one is looking and then I throw up the machismo when people are looking. Then it all happened……Last week on Friday we noticed that there was something wrong with his eye. We took him to the vet to discover that he had an eye ulcer. He was to have an ointment in his eye every two hours and I was selected to administer. My wife and kids left Sunday on a trip without me and it was just he and I. I have to say that we bonded and through all the ointment administering and talking to him because there was no one else I decided to publicly admit that I love the little guy. Monday I took him for the recheck and the Vet sent me to emergency eye care. She stated that his eye was REAL BAD! I went to the doctor and she stated that he needed to have surgery first thing this Morning. He was going to receive an eye graft and if that did not work he would lose his eye. Hundreds of emotions ran through me but the one that generally would have floored me: THE COST was of no concern.

Over the night I waqs worried sick but confident that the DOC would do her magic. The surgery was a success for KODA and for the doctor cha-ching! The most important thing is that I learned that a dog is truly A MANS BEST FRIEND. He would do anything for me and I will do the same for him.

WHAT DOES THIS HAVE TO DO WITH HOMES AND HOME MORTGAGES?

The answer is very simple. I think that are many times that we convince ourselves that we do not like something based on a past experience or trauma that we may have experienced. If we never want to look at a one story because we don’t feel that there will be enough privacy we limit our scope. Many times the very thing that we are adamant about can become the thing that we adore the most. I was so against a dog that for the first year that we have had the dog I have completely missed out on the joy that he brings to the table. Don’t let Stereotypes about FHA, Mortgage, certain neighborhoods or schools determine how you feel about something. Give yourself the shot of making your own decision as to whether or not something is for you. Also, give the person that is making the suggestion the chance to explain why before you knock it.

I have many clients that walk through the door saying NO FHA or NO Points and there are a lot of cases that they end up realizing that FHA with one point was mathematically the best choice for them. Go into everything with the same enthusiasm as a child. Approach it as though you know nothing and seek wisdom and wise counsel. Let the product or the numbers paint the picture for you. Seek the facts and the truth without limiting the windows that you are looking through and in the end you will be all the more wise and all the more satisfied.

JUST REMEMBER THAT I MISSED A YEAR OF MY DOGS LIFE BECAUSE I HAD A PRE-DETERMINED VIEW THAT WAS ABSOLUTELY INCORRECT! KODA you truly are a man’s best friend and thank you so much for the life lesson that you have taught me.