Efficient Lenders Needed! Reason #1 on how my team can help!

With all the changes in the lending landscape I think that it is important to change as well in some ways. The era of increased documentation has lead to increased processing times and paperwork delays. How then can a Loan Officer find the time to help promote their mutual business partners, be present at the networking meetings, attend the open houses, create the flyer’s and have the important face to face meetings with the clients. Let’s also not forget picking up the phone when the agent calls.

This led me to make a change that I have been contemplating for over a year. The reason that I did not take the leap before was always a financial choice. However, much of my business has come from being there to help the homeowner and all other parties through the transaction. To facilitate phone calls, watch the market and be present and visible. The last six months I felt hunkered down in a cave dealing with paperwork upon paperwork to make sure that our deals closed. This lead to less face to face and less time to be ahead of the market with innovative ideas and  good all fashioned face to face business. I felt like a telemarketer not a loan officer.

I decided that I needed to make sure that the files moved even when I was not in the office. While I was out generating more business for myself and my partners I wanted to make sure that the file did not stagnate over an updated pay-stub. I decided that I would hire  a team member that is the best in the business when it comes to creating a sale-able clean loan package. Upfront we will do a lot of work to make sure that the back end the closing is as smooth as possible. Chris Kohler is going to be a valuable addition to the team and I feel privileged that he accepted the role. It has been 9 days that we have began and I think that we have really made it seamless. I have five reasons that I know will be positive for us and all those that we are blessed to work with. So here is the first reason that the new change I have employed will help your business in 2010!

Reason #1 : Two experienced professionals working on your closing

What does this mean?

• My new partnership with an experienced associate will make certain that the smallest details of a transaction (that make or break a deal) are quickly addressed and followed up on. Two sets of eyes are better than one and ensure that no point is overlooked on your purchase transaction.

• Your buyer will rarely wait, if at all to have their question answered.

• While I am Pre-approving your client on the spot, my inside team will make sure our other transactions are still moving forward in an efficient manner.

• Increased Time for Marketing, Open House & Tours

• Continuity in the transaction

• Imagine your life without a transaction coordinator. That is how I have been serving you over the years. Adding my associate will be like having a TA on the lending side so that we can focus on what we do best.

Stay Tuned for reasons 2-5. If you would like a copy of the power point to review at your leisure message me or if you want to hear more about the change in person let’s do coffee. I am really excited for 2010. May it be fabulous for you.

Join my Fan Page California Home Strategies Today.

Successful Thinkers at the Park

Last night, I had the opportunity to attend and event at the park. The event was the Successful Thinkers meet-up and the energy was electric. John Orozco and Rickey Sanchez of A2B concepts were the hosts of the event and they did an outstanding job.

This was the very first time I had attended an event like this and I did not know what to expect. I was thinking that it would be another night of drinks and networking more of the usual conversation. Hi I am Matt who are you? Awesome what do you do for a living? Then a little of acting interested or acting like you understand what they are telling you when you are thinking I can’t wait to get out of this conversation. Sounding a little negative? I am just trying to be honest. We have all been there because we are human and we all have a goal that we would like to reach in our lives.

How was the Successful Thinkers meetup different? This was the first time that I had conversations and my occupation was not the first thing to come up. People asked about me and who I am and what I represent and told me a little about themselves. Occupation was secondary. It has always been my opinion that my occupation is not who I am but simply what I do and this was the first time I felt like others cared about that.

How did the night go? When I first arrived I gave a business card to the person that was registering everyone, Gina. I filled out a name tag and began to socialize. After about a half hour of socializing everyone sat down and the hosts said a quick introduction and rolled right into the agenda. The first thing they did was highlight a few local businesses that are doing things out there. The first speaker Gina was a breast cancer survivor and she is doing some awesome things for raising funds and providing resources for those that have breast cancer. Next was Marlo who runs a family Jewelry store in Elk Grove. From there they had some giveaways provided by business owners within the network. The gifts were awesome and the winners were very excited. Especially the guy who one the girls t-shirt. After the giveaways , Robert Velarde stepped up and hit a home run explaining the purpose, the mission and the design of the Successful Thinkers community. He was inspiring and informational. Nick Lynch followed to explain just a few of the many amazing things that are going to happen at the November 6th event featuring the main speaker Rudy Ruettiger. Yes you read that correctly the same Rudy from the movie continues his story and inspiration right here in Roseville California at Adventure Church. If you would like to go the event is free if you sign up to SuccessfulThinkers.com and create a profile with a photo and a bio. If you are like me you may be asking what is the catch. That is whay I went to the event in the first place. To determine what I was not reading or seeing. However, there is no catch.  If you would like to attend the event just go to Successful Thinkers and sign up. My referral ID is 6228 so be sure to let them know I sent you. Remember to create a bio so that you can go on the 6th for free. If you are scared that there is still a catch like I was don’t let that stop you from going. You can pay $25 at the door and still get hundreds of dollars worth of information and inspiration.

The night capped off with more networking. I truly enjoyed the format of the Successful Thinkers eetup and know that it will not be the last event that I attend. Stay tuned for all the great stuff that will be coming soon…………. By the Way thank you Robert Velarde for all the very kind words about my blog and my business. Your delivery is both genuine and passionate…………Thank you Rickey Sanchez and John Orozco for arranging the event……………….In the closing words of Mr. Robert Velarde, “See you at the Top.”

Sactweetup at the Lofts

I had an opportunity to attend last nights Sactweetup at the Lofts in downtown Sacramento. The Lofts on L street were kind enough to host the event while showcasing their beautiful 1900 square foot Penthouse Suite. The suite had amazing views of Sacramento and was definitely a showcase of contemporary design.

Alejandro Reyes (also known as @Successfool) and Sierra Friend (@sierrafriend) are the creators of this amazing Sacramento event. The first event that I attended was at Panera and there were quite a few people but last nights event showed just how much the event has grown. Walking in I passed News 10 filming so they could cover the event and give it well deserved time on the news.

What is all the Buzz about? The Sactweetup is where Sacramento and Twitter meet. Local business professionals as well as some from as far as Walnut Creek and Fremont get together and share ideas about how to grow their business through Social Media. It just doesn’t stop there. I have met with many of the professionals that I first met online and then at the Tweetup outside of the event. I have been able to exchange referrals and learn more about their businesses.  Above that I have established some relationships that transcend business. I regularly get together with a friend @thisaac and we share our faith and hold each other accountable is areas of life.

Last night, at the event, I had the opportunity to meet several more people. Each time I get the chance to go I am never let down. I carpool with one of my favorite people ever @meghanwood; the meghanshow.com and we just have a great time.

Make sure to check out the L street Lofts and make sure that you make it to the next Sactweetup. Check it out at www.sactweetup.com.
Here are the great people that I met last night to name a few:

Jason Everett – Sales Partners

Rajkumar Karthikeyan – Midland National Life Insurance

Kristi LeGue – CPA

Ryan Lucia – Voyage Financial Group

Rick Pearse – American City Realty and Financial

This list is certainly not all encompassing as I met Jennifer Bourn, Mickey O’brien and spoke to several others that I have met in the past. Looking forward to the next tweetup!

California Home Strategies Officially Launches!

I am excited to announce that California Home Strategies is officially launched. It has been a collaborative effort to bring to you “Real Estate Strategies We All Can Understand.”

California Home Strategies will provide the most current mortgage news and finance tips. I will deliver the how to’s of mortgage finance, definitions, product announcements and just straight forward information you can count on.

I am also pleased to let you know that California Home Strategies has lined up several guest bloggers and interviews with supporting business owners. Over the next several months you will find information on the following and much more:

Tax Tips regarding how title is held for married couples in  California

Simple Credit Tips to Manage your FICO score

Common short-sale mistakes and tips to a successful short sale

Tax ramifications on a foreclosure or short sale

Landscape secrets to keep your yard looking fresh

How to balance work and life so that you can enjoy your Home

How to add hours to your day

Strategies for the Real Estate Investor

I will also have free newsletters, e-books, guides to your purchase or refinance , checklists,  market navigation techniques, local statistics, video tips, video tutorials and more. You will not want to miss all the awesome content that will hit this site. Before you leave to day make sure that you sign up for RSS news alerts. You will be notified when new material is published so you don’t miss out.

The lineup of guests is unreal. I have been very fortunate to have some of the industries best agree to contribute and share some of their secrets. We will also have contributors to help you build and maintain your wealth and preserve the equity in your home. College Funding advisors, Financial Planners, Life Insurance, down to your home and auto. I care about much more than just your mortgage. Networking tips and opportunities for you to increase your own business will also be published as my colleagues share their success stories. How they got their business to where it is at today.

I want to take a brief moment to thank Sierra Friend for her instrumental help in the development of this blog from concept to creation to a moving work in progress. I highly recommend checking  her out if you are considering a blog or are looking to take your business to the next level.

Thank you for stopping by today and getting a taste of what California Home Strategies is going to bring to you. Remember, to subscribe before you leave. You will be happy that you did that is my promise and commitment.