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	<title>California Home Strategies&#187; California Home Strategies- Onions are not the only thing with Layers!</title>
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	<description>Real Estate Finance Strategies We All Can Understand</description>
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		<title>Onions are not the only thing with Layers!</title>
		<link>http://cahomestrategies.com/onions-are-not-the-only-thing-with-layers/</link>
		<comments>http://cahomestrategies.com/onions-are-not-the-only-thing-with-layers/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 00:28:58 +0000</pubDate>
		<dc:creator>Matt Freeman</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Capacity]]></category>
		<category><![CDATA[Collateral]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt to Income]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Layers]]></category>
		<category><![CDATA[Onions]]></category>
		<category><![CDATA[Purchase Money]]></category>
		<category><![CDATA[Risk. Loan Risk]]></category>
		<category><![CDATA[Shrek]]></category>
		<category><![CDATA[Shrek 4]]></category>

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		<description><![CDATA[Onions have layers and so do our loan packages. Limiting the layers increases the chances of an smooth closing and a great overall experience. ]]></description>
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		<slash:comments>1</slash:comments>
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		<title>First Time Homebuyer Tax Credit Extended Pending Obama&#8217;s Signature.</title>
		<link>http://cahomestrategies.com/first-time-homebuyer-tax-credit-extended-pending-obamas-signature/</link>
		<comments>http://cahomestrategies.com/first-time-homebuyer-tax-credit-extended-pending-obamas-signature/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 20:21:34 +0000</pubDate>
		<dc:creator>Matt Freeman</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FTHB Tax Credit]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[Purchase Money]]></category>
		<category><![CDATA[Senate]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://cahomestrategies.com/?p=704</guid>
		<description><![CDATA[The Question on the table is where is the tax credit headed. It is being extended and we are simply awaiting President Obama's Signature. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>First Time Home Buyer Tax Credit: What is going on?</title>
		<link>http://cahomestrategies.com/first-time-home-buyer-tax-credit-what-is-going-on/</link>
		<comments>http://cahomestrategies.com/first-time-home-buyer-tax-credit-what-is-going-on/#comments</comments>
		<pubDate>Wed, 07 Oct 2009 22:21:05 +0000</pubDate>
		<dc:creator>Matt Freeman</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[$8000]]></category>
		<category><![CDATA[Deadline November 30th]]></category>
		<category><![CDATA[Federal Tax Credit]]></category>
		<category><![CDATA[First Time Home Buyer Tax Credit]]></category>
		<category><![CDATA[Purchase Money]]></category>

		<guid isPermaLink="false">http://cahomestrategies.com/?p=663</guid>
		<description><![CDATA[First Time Home Buyer Tax Credit Deadline approaching fast. Do you need to hurry or are they going to extend? My thoughts here: ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Appraisal Review: Is it a Blessing or a Curse?</title>
		<link>http://cahomestrategies.com/appraisal-review-is-it-a-blessing-or-a-curse/</link>
		<comments>http://cahomestrategies.com/appraisal-review-is-it-a-blessing-or-a-curse/#comments</comments>
		<pubDate>Thu, 17 Sep 2009 20:49:53 +0000</pubDate>
		<dc:creator>Matt Freeman</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[Desk Review]]></category>
		<category><![CDATA[Field Review]]></category>
		<category><![CDATA[HVCC]]></category>
		<category><![CDATA[Purchase Market]]></category>
		<category><![CDATA[Purchase Money]]></category>

		<guid isPermaLink="false">http://cahomestrategies.com/?p=612</guid>
		<description><![CDATA[Have you been a victim of Appraisal Review? Is it really that bad? Can it be a blessing or is it a Curse? Post your thoughts.]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Where does your Professional go when the deal hits a snag? You Deserve to Know!</title>
		<link>http://cahomestrategies.com/where-does-your-professional-go-when-the-deal-hits-a-snag-you-deserve-to-know/</link>
		<comments>http://cahomestrategies.com/where-does-your-professional-go-when-the-deal-hits-a-snag-you-deserve-to-know/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 20:25:29 +0000</pubDate>
		<dc:creator>Matt Freeman</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Networking]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[Strategic Partners]]></category>
		<category><![CDATA[Bad News]]></category>
		<category><![CDATA[Good News]]></category>
		<category><![CDATA[Loan Officers]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Purchase Money]]></category>
		<category><![CDATA[Realtors]]></category>

		<guid isPermaLink="false">http://cahomestrategies.com/?p=602</guid>
		<description><![CDATA[Have you ever been involved in a transaction where the professional has disappeared and is not answering the phone or emails? ]]></description>
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		<slash:comments>1</slash:comments>
		</item>
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		<title>Mumbo Jumbo Money Game! Where is the money?</title>
		<link>http://cahomestrategies.com/mumbojumbomoney/</link>
		<comments>http://cahomestrategies.com/mumbojumbomoney/#comments</comments>
		<pubDate>Thu, 26 Mar 2009 17:32:33 +0000</pubDate>
		<dc:creator>Matt Freeman</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Jumbo Loans]]></category>
		<category><![CDATA[Jumbo Market]]></category>
		<category><![CDATA[Purchase Money]]></category>

		<guid isPermaLink="false">http://mattfreeman.wordpress.com/?p=92</guid>
		<description><![CDATA[The Jumbo Market is unique.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>House Hunting! 6 survival tips to help avoid house hunting blues.</title>
		<link>http://cahomestrategies.com/house-hunting-6-survival-tips-to-help-avoid-house-hunting-blues/</link>
		<comments>http://cahomestrategies.com/house-hunting-6-survival-tips-to-help-avoid-house-hunting-blues/#comments</comments>
		<pubDate>Wed, 11 Mar 2009 16:48:25 +0000</pubDate>
		<dc:creator>Matt Freeman</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Finding a Home]]></category>
		<category><![CDATA[House Shopping]]></category>
		<category><![CDATA[Loan Officers]]></category>
		<category><![CDATA[Purchase Money]]></category>
		<category><![CDATA[Realtors]]></category>
		<category><![CDATA[Survival]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://mattfreeman.wordpress.com/?p=63</guid>
		<description><![CDATA[Survival tips to avoid the house hunting blues!]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Purchase:How to Survive your 30 day escrow</title>
		<link>http://cahomestrategies.com/home-purchasehow-to-survive-your-30-day-escrow/</link>
		<comments>http://cahomestrategies.com/home-purchasehow-to-survive-your-30-day-escrow/#comments</comments>
		<pubDate>Tue, 03 Mar 2009 19:34:56 +0000</pubDate>
		<dc:creator>Matt Freeman</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[30 days]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Contract]]></category>
		<category><![CDATA[Escrow]]></category>
		<category><![CDATA[Home Purchase]]></category>
		<category><![CDATA[Purchase]]></category>
		<category><![CDATA[Purchase Money]]></category>
		<category><![CDATA[Survive]]></category>

		<guid isPermaLink="false">http://mattfreeman.wordpress.com/?p=48</guid>
		<description><![CDATA[The market is phenomenal and the opportunity to buy a home is now. Many of you are taking advantage of the opportunity and that is amazing. Warren Buffet said, &#8220;We simply attempt to be fearful when others are greedy and to be greedy only when others are fearful.&#8220;  Many of you are listening. The time-line [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>California follows Fed with Tax Credit of their own.</title>
		<link>http://cahomestrategies.com/california-follows-fed-with-tax-credit-of-their-own/</link>
		<comments>http://cahomestrategies.com/california-follows-fed-with-tax-credit-of-their-own/#comments</comments>
		<pubDate>Fri, 20 Feb 2009 22:14:22 +0000</pubDate>
		<dc:creator>Matt Freeman</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[New Home Purchase]]></category>
		<category><![CDATA[Purchase Money]]></category>
		<category><![CDATA[Tax Credit]]></category>
		<category><![CDATA[Tax Credit California]]></category>

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		<description><![CDATA[See Information below and follow the link for more Information. CALIFORNIA The California budget bill just signed into law includes a $10K California state tax credit for all NEW homebuyers who purchase a home between March 1, 2009 and March 2010 (or until the $100 million credit allocation is used up).  The credit is in [...]]]></description>
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